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Purchase costs come first. Depending on the country, these may cover stamp duty, notary fees, registry costs, the cost of legal advice and agency commission. As a working assumption, set aside a meaningful percentage on top of the price, and confirm the exact rates locally.

Recurring property taxes follow. The rates differ from place to place, and a number of markets charge higher rates to non-residents. Where a unit is left unused for much of the year, additional levies sometimes apply.

Service charges are often overlooked. A unit in a development with shared gardens, landscaping and a concierge generates recurring costs that keep coming even when the flat is empty. Ask for the last two or three years of accounts before signing, and look apartments for sale in marseille upcoming renovation projects.

Being far away creates its own cost line. A local manager has to be available jimbaran real estate for sale maintenance visits, receive letters and bills, and arrange repairs. A management company usually takes a share of rental income, and going without it often becomes costly in the long run.

Insurance, utility standing charges and exit costs round out the budget. The tax due on a future sale often applies when a non-resident sells, sometimes at a different rate. A useful exercise is to build a five-year running-cost estimate before making an offer — the total generally lands above the initial estimate.